This job has now closed, please use our job search to find live jobs.


20 Nov 2015

  • Job Type: Graduate Job
  • Profession: Investment Banking
  • Start Date: August 2016
  • Location: London
  • UCAS Points: 300
  • Disciplines Recruited From: Any
  • Salary: £32,500 + £5,000 sign on bonus
  • Degree Required: 2:1

This programme offers final-year students and recent graduates exposure to one of three business streams within Commercial Banking: Relationship Management, Global Trade and Receivables Finance or Payments and Cash Management. Each provides a platform to develop a long-term international career.

What to expect

During your programme, you will complete four rotations, each lasting six months. The rotations are designed to give you broad experience of your business stream and potential international exposure. Set objectives and learning outcomes are defined for each rotation so you can measure your progress.

Opportunities are available in the following three streams:

Relationship Management will show you how we connect with businesses of all sizes and provide solutions to meet their needs. Your rotations will see you take on a client-facing role, introduce you to governance and risk, and give you an insight into Commercial Banking products and strategy.

Global Trade and Receivables Finance will introduce you to the complexities of trade cycles. With rotations in areas ranging from product management and business development to risk, you’ll understand how we help clients to use working capital efficiently, manage trade risk and fund their supply chains.

Payments and Cash Management enables our clients to work across geographies and currencies. Rotations in sales, product, risk and client management will give you an insight into how we help our clients manage their cash and liquidity and make seamless, cross-border payments. With this broad exposure, there may be an opportunity to move into a challenging business-led or strategic role within your business stream at the end of the programme.

Wherever you join us, we will support you in our values-led, high-performing culture, while our leaders will help you to be the best you can be, reflecting your interests and capabilities.

Learning, development and support

We’re looking for the future leaders of Commercial Banking. Forward-thinking, driven, perceptive students and graduates who enjoy being part of a team and are excited by new ideas. People who are dependable and open to different cultures. A graduate induction, overview of Commercial Banking and any technical training you need to bring you up to speed will provide the ideal start to your HSBC career.

Our open environment allows for a first-class learning experience which, as a forward-thinking, motivated individual, you will drive. You’ll receive on-the-job training and formal development, aligned to our Commercial Banking Academy, which will give you a solid foundation of business understanding and strategic knowledge. We’ll also support you to study for relevant local or global professional qualifications.

There will be plenty of experienced, knowledgeable people you can turn to for advice and support. You’ll be assigned a mentor who can guide your career progression, while a buddy will help you to settle in. And day to day you’ll be working alongside some of the most talented people in Commercial Banking.

We’ll encourage you to build a network of contacts, within Commercial Banking and beyond, which will prove invaluable as your career unfolds. You’ll also be able to take part in sustainability initiatives will help you to grow, and possibly become a future leader of HSBC, while adding value to the communities in which we work.

Potential career paths

The Commercial Banking Global Graduate Programme is the beginning of an exciting journey that could take you to the highest levels at HSBC.

Relationship Management – on completion of the programme it is expected that you’ll become a relationship, business development or portfolio manager, gaining the experience to move into a senior management role. Longer term, you could progress into a regional or country head role.

Global Trade and Receivables Finance – on completion of the programme, you’ll become an expert analyst, with the potential to move into a senior management role. Longer term, you could progress into a global, regional, country or product head role.

Payments and Cash Management – on completion of the programme, the expectation is you’ll become a product, sales, client service or direct channels manager, gaining the international knowledge to move into a senior management role. Longer term, you could progress into a global or regional head role.

What you’ll need

To be considered for the programme, you will be a final year student or recent graduate who:

  • Demonstrates our values – open, dependable and connected – in your daily work
  • Has a genuine interest in the Commercial Banking sector
  • Is internationally mobile
  • Is a team player and a clear communicator
  • Is empathetic to clients’ needs
  • Is numerate and analytical
  • Is proactive and innovative
  • Has the highest standards of behaviour
  • Is fluent in business English (additional language/s such as French or Spanish may be required for Payments and Cash Management or Global Trade and Receivables Finance, depending on location.)


We offer a £32,500 annual salary plus a £5,000 sign on bonus, along with flexible ways of working to help you achieve the best possible work-life balance.

Back to Top