What’s involved?

Pensions consultants offer advice on pensions provision to their clients. Clients can range from individuals looking for a private pension to large organisations looking to provide a pensions scheme for their employees.

Typical activities include:

  • Reviewing a client’s current pension provision.
  • Researching the markets and keeping up to date with regulatory changes.
  • Making recommendations about appropriate products.
  • Setting up and running pensions schemes on behalf of clients.
  • Reviewing performance and keeping clients updated about their pensions and investments.


Successful pensions consultants possess the following:

  • Analytical and research skills
  • Ease with figures and good general maths skills
  • Communication and negotiation skills
  • A target driven approach
  • Sales and networking skills.

Routes into pensions consultancy

Degrees in business, economics, finance, law and mathematics are all ideal starting points for a career in pensions consultancy, but graduates from a wide range of degrees can succeed if they have good academics and the right characteristics.

The main route to becoming a pensions consultant is generally through a graduate training scheme with large pensions and insurance consultancy firms.

Financial service companies or the public sector can also offer employment opportunities, as well as in-house departments of large firms. You may also be able to work up to pensions consultancy from a role as a pensions administrator. Pensions qualifications from the Pensions Management Institute will be required in order to progress in the role.

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