Large private and public sector companies have in-house pensions departments and operate their own pension schemes.

Opportunities are generally with large companies, as smaller firms will have externally managed schemes. Joining an in-house employer can be just as rewarding as working for a large consultancy: with opportunities in every industry, you could find yourself working in anything from the public sector to a major blue chip FTSE 100 company.

Generally pensions departments will be quite small, so unlike in consultancies which offer more straight-forward career progression to trainees, promotions when working in-house may involve moving companies.

Whether undertaking pensions administration work in-house or outsourcing it to a third-party specialist administrator, you will need managerial and specialist technical knowledge to ensure that the schemes run effectively.

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